FINANCING WITH OUR DEALERSHIP

WHITBY MAZDA takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

  • All retail loans are open and you may pay out the finance contract at any time without penalties.
  • Consumer-friendly, clear and understandable interest terms.
  • No kilometre charges.
  • No wear and tear charges.
  • Build equity throughout the term of your finance contract: Your payments will consist of part principal and part finance charges; each payment you make increases the amount of equity you've built up in your vehicle.
  • Flexible terms up to 84 months on select models.
  • Once all the payments have been made, you own the vehicle free and clear.
After making your payments for the duration of your financing contract, the Mazda vehicle is all yours. Here are your End of Finance Options:
  • Negotiating a trade-in with your dealer is a great way to come up with a down payment for your next Mazda.
  • Sell your vehicle privately or keep driving it for years to come - it's your decision!

At Whitby Mazda we are pleased to offer you the lowest possible interest rate on your next car, SUV, van or truck loan.
WHITBY MAZDA IS LOCATED IN WHITBY, ONTARIO AND ALSO SERVES OSHAWA, COURTICE, BOWMANVILLE, PORT PERRY, CLARINGTON AND SURROUNDING AREAS.

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We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About WHITBY MAZDA of Whitby
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SHOULD YOU LEASE YOUR NEW WHITBY MAZDA VEHICLE?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

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BENEFITS OF FINANCING

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

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FLEXIBLE CREDIT OPTIONS

WHITBY MAZDA can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

FREQUENTLY ASKED QUESTIONS

WHAT'S BETTER, BUYING OR LEASING?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

HOW LONG IS A TYPICAL CAR LOAN?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I'VE HAD CREDIT ISSUES IN THE PAST. CAN I GET FINANCING?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

CAN I FINANCE A VEHICLE WITHOUT A DOWN PAYMENT?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

READY TO BEGIN?

Start Your Application Today! Contact Us About Financing

WELCOME TO OUR FINANCING DEPARTMENT

Welcome to WHITBY MAZDA's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. WHITBY MAZDA has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!


Your privacy is important to us.

WHITBY MAZDA takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.